Start a circle

Set the rules once. After that, nobody — including you — can change who gets paid or move the money.

Start from a common setup

Name

Each member pays per round

tUSD

Members

Including you. Between 2 and 20.

Each round lasts

Who gets the pot each roundLucky drawEach round, the contract draws one member who hasn't had the pot yet. The seed is public, so anyone can re-check it.Agreed orderMembers get the pot in the order they joined. Join early if you need it early.BiddingMembers who need the pot sooner offer a discount; the highest offer wins and the discount is shared with everyone still waiting. Falls back to a draw when nobody bids.

Who can joinAnyone with the linkGood for family and friends you already trust.Members with a clean recordJoiners need at least one finished circle on their savings record and no missed circles.Trusted members onlyJoiners need three clean circles. Best for circles with people you don't know well.

The contract checks every joiner's on-chain record. You can always join your own circle.

Keep the money in its own Sputnik DAOCosts 6 test NEAR for the DAO's storage. Every payment goes into the DAO, and payouts leave only through DAO proposals approved by the circle's rules. Untick for a quick test circle held by the contract.

Or try the demo without a wallet